These Terms and Conditions ("Agreement") constitute a legally binding contract between you ("User", "Player", "you") and pkr395 ("we", "us", "the Platform") governing your access to and use of the pkr395 online gaming and sports betting services available at pkr395.net. Please read this Agreement in full before registering an account or placing any wager on the pkr395 platform.
By accessing, registering on, or otherwise using the pkr395 platform at pkr395.net (including all subdomains and mobile-optimised versions thereof), you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of this Agreement, you must cease using pkr395 immediately and refrain from creating an account.
These Terms govern all activities on the pkr395 platform, including but not limited to account registration, deposits and withdrawals of Pakistani Rupees (PKR), participation in casino games, sports betting, live dealer tables, promotional offers, bonus claims, and all communications between you and pkr395 support personnel.
pkr395 reserves the right to update, modify, or replace any part of these Terms at any time. Where changes are material, pkr395 will provide notice via email to the address registered on your account, or by displaying a prominent notice upon your next pkr395 login. Your continued use of the platform following any such notice constitutes your acceptance of the revised Terms.
Important: This Agreement is between you and pkr395. By clicking "I Agree", completing registration, or making a first deposit on pkr395, you enter into this binding legal agreement. If you are acting on behalf of any business or legal entity, you represent that you have authority to bind that entity to these Terms.
Access to and use of the pkr395 platform is strictly restricted to individuals who meet all of the following eligibility criteria at the time of registration and at all times during account use:
pkr395 employs age verification procedures and reserves the right to request supporting identity documentation from any account holder at any time. Accounts found to belong to individuals under the minimum required age will be suspended immediately, all associated bonuses will be forfeited, and net deposit amounts may be returned subject to full verification of the account holder's identity.
Age Restriction Notice: pkr395 strictly prohibits access by minors. Providing false date-of-birth information to circumvent the age verification process constitutes fraud and may result in permanent account closure and forfeiture of all funds held in the account.
To access pkr395 games, betting markets, and promotional offers, you are required to create a single registered account. The following conditions apply to all pkr395 account registrations:
pkr395 processes all financial transactions in Pakistani Rupees (PKR). Accepted deposit and withdrawal methods include JazzCash, EasyPaisa, Raast, 1LINK interbank transfers, HBL Bank, UBL Bank, Meezan Bank, Standard Chartered, GrabPay, and Retail Cash channels. The availability of specific payment methods may vary and is subject to change without prior notice.
Deposits: The minimum deposit amount on pkr395 is PKR 100. Deposits via JazzCash and EasyPaisa are typically credited to your pkr395 wallet within 10 seconds of confirmation. Bank transfer deposits are credited within standard Pakistani interbank transfer windows. pkr395 does not charge deposit fees; however, your payment provider may apply their own transaction charges.
Withdrawals: Withdrawal requests may only be submitted to a payment method registered in your own name and previously used for a deposit on your pkr395 account. The minimum withdrawal amount is PKR 500. pkr395 reserves the right to carry out enhanced verification checks before processing any withdrawal. Standard processing times are as follows: JazzCash and EasyPaisa withdrawals are processed within 5 to 60 minutes for verified accounts; bank transfer withdrawals are processed within one business day. VIP tier members may qualify for accelerated processing times as detailed in the pkr395 VIP Programme terms.
Anti-Money Laundering: pkr395 is committed to preventing money laundering and the financing of unlawful activities. pkr395 reserves the right to freeze, hold, or reverse any transaction that it suspects, in its sole discretion, to constitute money laundering, fraud, or any other illegal financial activity. Such cases may be reported to relevant authorities.
pkr395 does not permit the use of third-party payment methods. Deposits made from payment accounts not registered in your name will be returned, minus any applicable transfer fees, and your account may be suspended pending investigation.
pkr395 offers various promotional bonuses to both new and existing players, including but not limited to welcome deposit bonuses, reload bonuses, cashback offers, free spins, and VIP tier rewards. All bonuses and promotions are subject to the specific terms published alongside each offer, which are incorporated by reference into this Agreement. In the event of any conflict between a specific promotion's terms and these general Terms, the specific promotion terms shall prevail.
All games and betting markets offered on pkr395 are governed by individual game rules published within the game interface or betting market description. Players are responsible for familiarising themselves with applicable game rules before placing wagers. pkr395 accepts no liability for losses arising from a player's failure to understand applicable game rules.
pkr395 uses certified Random Number Generator (RNG) technology for all non-live digital casino games. Live dealer games are conducted using physical equipment — cards, wheels, and dice — on camera in real time. Game outcomes are not influenced by pkr395 management, software modifications, or external parties. Return-to-Player (RTP) percentages for RNG games are published by the respective game providers and are independently audited.
In the event of a technical error, network failure, or system malfunction during a game or betting event, pkr395 reserves the right to void the affected round or wager and refund the staked amount to the player's pkr395 wallet. pkr395 will not be liable for any winnings that a player believes they would have received had the malfunction not occurred.
Minimum and maximum bet limits apply to all games and betting markets on pkr395. These limits are displayed within the game or market interface and are subject to change. VIP tier members may qualify for elevated bet limits as specified in the VIP Programme terms.
The following activities are strictly prohibited on the pkr395 platform. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of account balance, and, where applicable, referral to relevant law enforcement authorities:
All content on the pkr395 platform, including but not limited to trademarks, logos, game graphics, interface design, text, promotional materials, and software, is the property of pkr395 or its licensed content providers and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the pkr395 platform for your personal, non-commercial gaming and betting purposes only.
You may not reproduce, distribute, display, modify, create derivative works from, or commercially exploit any pkr395 content without the express prior written consent of pkr395. Unauthorised use of pkr395 intellectual property may result in legal action.
pkr395 collects, processes, and stores personal data in accordance with its Privacy Policy, which is available at pkr395.net/privacy-policy and is incorporated by reference into these Terms. By registering on pkr395, you consent to the collection and processing of your personal data as described in the Privacy Policy.
pkr395 collects personal data including your name, Pakistani mobile number, date of birth, device information, and transaction history for the purposes of account management, KYC verification, fraud prevention, responsible gaming monitoring, and communication of relevant promotional offers. pkr395 will not sell your personal data to unaffiliated third parties for their own marketing purposes.
To the maximum extent permitted by applicable law, pkr395 and its directors, officers, employees, agents, and technology partners shall not be liable to you or any third party for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or interruption of service, arising out of or in connection with your use of or inability to use the pkr395 platform.
pkr395's total aggregate liability to you for all claims arising out of or in connection with this Agreement shall not exceed the total amount of deposits made by you to your pkr395 account in the twelve (12) calendar months immediately preceding the event giving rise to the claim.
pkr395 does not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components. pkr395 makes no representation that the games or betting markets available on the platform will meet your expectations or that any particular outcome will be achieved. All gaming and betting activities involve inherent financial risk.
pkr395 is committed to promoting responsible gaming practices and providing tools to help players maintain control over their gambling behaviour. The following responsible gaming tools are available to all pkr395 account holders directly from the Account Settings panel:
If you believe you or someone you know may have a gambling problem, pkr395 encourages you to seek support. For more information on responsible gaming, please visit the pkr395 Responsible Gaming page.
Gambling is intended as a form of entertainment, not a source of income. Never gamble with money you cannot afford to lose. If gambling is negatively affecting your life, please use the self-exclusion tool on your pkr395 account or contact our support team.
pkr395 reserves the right to suspend, restrict, or permanently close any pkr395 account at its sole discretion and without prior notice in the following circumstances:
In cases of account closure due to breach of Terms or fraud, any balance held in the account may be forfeited. In cases of voluntary closure or closure due to inactivity, the remaining PKR balance will be refunded to the account holder's last verified payment method after completion of applicable verification checks.
You may close your pkr395 account at any time by contacting the pkr395 support team via live chat. Account closure requests will be processed within five business days. Pending withdrawals will be processed in the normal course before closure is finalised.
In the event of any dispute between you and pkr395 arising out of or in connection with these Terms or your use of the platform, the following procedure applies:
Step 1 — Contact Support: You should first raise the dispute with the pkr395 customer support team via live chat or by emailing the address listed in Section 15. pkr395 will acknowledge your complaint within 48 hours and endeavour to resolve it within 10 business days.
Step 2 — Escalation: If you are not satisfied with the outcome of the initial support resolution, you may escalate the matter in writing, providing full details of the dispute and the support resolution outcome. pkr395 will conduct a formal internal review and respond within 15 business days.
Step 3 — External Resolution: If the dispute remains unresolved after the internal escalation process, either party may seek resolution through applicable international arbitration procedures. Any arbitration shall be conducted in English.
These Terms and any dispute arising hereunder shall be governed by and construed in accordance with international gaming standards and the laws applicable to pkr395's licensing jurisdiction. Nothing in this clause shall prevent either party from seeking urgent injunctive or equitable relief from a court of competent jurisdiction.
pkr395 may amend, update, or replace these Terms at any time. The most current version of these Terms will always be available at pkr395.net/terms-conditions. The date of the most recent review is displayed at the top of this page. For material changes, pkr395 will provide notice to registered account holders via SMS to the registered Pakistani mobile number or via a notice displayed upon the next pkr395 login session.
If you do not agree to any amendment to these Terms, you must stop using the pkr395 platform and close your account by contacting support. Your continued use of pkr395 following the effective date of any amendment constitutes your acceptance of the revised Terms in their entirety.
If you have any questions, concerns, or complaints regarding these Terms and Conditions or any aspect of the pkr395 platform, please contact the pkr395 support team through the following channels:
pkr395 support operates in both English and Urdu. For the fastest resolution, live chat is recommended for account-specific queries including login issues, deposit and withdrawal status, and bonus queries.
pkr395 will never ask for your full password via email or live chat. If you receive a message purportedly from pkr395 requesting your full password, do not respond and contact support immediately via live chat to report the suspicious communication.
All pkr395 RNG games use independently certified random number generation. Live dealer tables use real physical equipment on camera. No algorithmic manipulation of outcomes — ever.
All pkr395 transactions are processed under 256-bit SSL encryption. Player funds are held in segregated accounts. Payment data is processed through PCI-DSS certified gateways with no storage of banking credentials.
Deposit limits, session timers, loss caps, cooling-off periods, and permanent self-exclusion are all available to every pkr395 account holder from their account settings panel — no support request required.
pkr395 support agents who speak Urdu are on live chat 24 hours a day. Disputes, KYC queries, and account issues can all be handled in either English or Urdu — whichever is more comfortable for you.
All pkr395 bonus wagering requirements, RTP percentages, withdrawal processing windows, and fee structures are published clearly and accessibly. No hidden charges, no conditions buried where players will not find them.
All pkr395 transactions are conducted in Pakistani Rupees with no currency conversion or foreign transaction fees. JazzCash, EasyPaisa, and local bank transfers are all first-class payment methods — not afterthoughts.
With fair rules, transparent bonuses, and same-day PKR withdrawals, pkr395 is the online casino built specifically for Pakistan. Create your account today.
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